Requisition Number: 2020-010
Job Title: Certified General Appraiser
City: Hannibal
State: MO

Posting Start Date: 6/19/2020
Posting End Date: N/A

FLSA Status: Exempt

Certified General Appraiser

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Description/Job Summary

Take the next step in your career and act on this opportunity to join the quality team of a major agricultural lending institution! FCS Financial is seeking an independent, conscientious and detail-oriented individual to join our appraisal team as a Certified General Appraiser.  This Certified General Appraiser researches, analyzes, values, completes, and communicates agricultural appraisals used as a basis for lending decisions.  The individual's primary job duties would include: Market Data Analysis, Appraisal Services,  and Inspections.  

Certified General Real Estate license is required for this role.

This position is open until filled.

The Market Territory for this position is Northeast, Missouri.  Potential office locations for this position in Missouri include Hannibal and Macon.

This position is classified as Exempt under the Fair Labor Standards Act.

Department:  Risk Management              

Reports To:   Vice President, Team Leader, Appraisal and Collateral Risk Management  

Supervises:  None


Market Data Analysis

  • Researches subject property, comparable sales, market and neighborhood data, cost information, income information and specialized information
  • Determines which sales are most applicable to assignment
  • Determines which sources of information will best confirm sales and property information and which aspects of the comparable sale effect value
  • Compiles, analyzes and writes up comparable sales and determines if particular attributes have a positive or negative effect on value

Appraisal Services

  • Maintains work files, updates Range of Values, performs yearly benchmark appraisals and maintains network of appraisal and real estate professionals
  • Determines depth of research appropriate for assignment and which approaches of value are applicable based on the purpose and use of the assignment
  • Reports assignment results via a written appraisal
  • Concludes an opinion of value
  • Ensures appraisals meet the Uniform Standards of Professional Appraisal Practice (USPAP) and company expectations and guidelines
  • Maintains sales database


  • Analyzes highest and best use of subject property using market data
  • Reviews legal descriptions and completes physical inspection of land and improvements using sketches, photographs and/or interviews

Professional Education

  • Determines what state requirements must be met to maintain certification
  • Observes and complies with USPAP reporting standards
  • May mentor and coach new colleagues

Other duties as assigned to meet the needs of the organization.

Scope of Responsibilities:



Annual Appraisals (Equivalent Reports) Completed


Aggregate Annual Value of Real Appraised

Up to $100 million

Experience as to Complexity of Appraisal

Normal and customary agriculture properties typical to the assigned appraiser territory

Additional Credentials


Required Skills

Minimum Qualifications

  • Bachelor’s degree in Agriculture Management, Agriculture Business, Business Administration, Real Estate, Economics or a related field
  • 5 years of related experience
  • Certified General Real Estate Appraisal license is required.
  • Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

Required Knowledge and Skills

  • Skill in using Microsoft technologies including e-mail, word and spreadsheet processing
  • Oral and written communication skills, sufficient to exchange information effectively with peers and supervisor
  • Knowledge of customer service principles and practices
  • Skill in establishing and maintaining cooperative working relationships with co-workers
  • Skill in understanding and applying appraisal concepts and standards
  • Skill in reading and plotting property boundaries based on legal descriptions
  • General knowledge of building and construction techniques and materials
  • Skill in maintaining confidential information
  • Skill in prioritizing assignments to complete work in a timely manner
  • Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data
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We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

For more information about our commitment to equal employment opportunity, please click here.